In many cases, people do not reach their deductible amount within a given year. This means you have to spend thousands of dollars before insurance starts to help pay for services. This leaves patients with thousands of dollars out of their own pocket for primary care needs. We realized this is unaffordable for many people and that is another reason we sought to fill that gap by creating Peak Health Direct Primary Care. We aim to offer affordable, accessible and equitable primary care services to our local community. We do recommend that our patients keep their insurance policy in case there is a catastrophic event or a life altering diagnosis.